Clear rules, in plain language.

Who you contract with

NorthWorth is operated by Amine Askri (trading as NorthWorth), within the Ares International Group. When you use NorthWorth, your contract is with Amine Askri.

Acceptance of these terms

By accessing or continuing to use NorthWorth, you agree to these terms. If you do not agree, do not use the service. We may update these terms; the "last updated" date will change and continued use means acceptance.

What NorthWorth AI CFO is — and is not

NorthWorth AI CFO provides financial analysis tools for businesses: statements, cash forecasts, a health score, budgets, scenarios and an AI CFO assistant that explains the figures computed by the engine. NorthWorth is not a bank and offers no payment services, loans, credit or investment execution.

All content is for general purposes only and is not financial, investment, tax, legal or accounting advice. It does not replace your bookkeeping or statutory accounts. Your decisions remain your own responsibility. AI assistant answers may be inaccurate and must be verified.

Acceptable use

You must not misuse the service, including: using it for unlawful purposes; fraud, spam or impersonation; infringing intellectual property; uploading malware, probing or breaching security, scraping or overloading the service; reverse engineering it or circumventing technical limits, including AI usage limits. You are responsible for your account credentials and for the accuracy of the data you import.

Price

NorthWorth AI CFO is currently provided free of charge. No payment information is collected. AI features are subject to daily usage limits. If paid features are ever introduced, they will be clearly identified and these terms will be updated before any charge.

Intellectual property

The service, its software, design, calculations, documentation and branding belong to Amine Askri and remain his property. You receive a limited, non-exclusive, non-transferable licence to use the service; no ownership is transferred. Your company's data remains yours.

Service level and liability

The service is provided "as is" and "as available". We do not guarantee uninterrupted or error-free operation, and forecasts are estimates. To the fullest extent permitted by law, we disclaim implied warranties and are not liable for indirect or consequential losses or for decisions made based on the site; our total liability is limited to the amounts you paid in the previous 12 months. Nothing limits liability that cannot be limited by law.

Suspension and termination

We may suspend or terminate access for material breach of these terms, security or fraud risk, or repeated or serious policy violations. You may stop using the service at any time. These terms are governed by the laws of the province of Quebec and the applicable federal laws of Canada.

Corporate ownership and legal notices

NorthWorth is owned and operated by Ares International Group. Corporate, institutional and legal communications concerning NorthWorth may be addressed to Ares International Group through the contact channel below.